Adelaide Bank
Adelaide Bank Ltd (ADB) is an Australian-based company engaged in providing business and retail banking as well as all kinds of electronic banking services, lending and insurance services. ADB was listed on the Australian Stock Exchange on the 28th of May, 1992. Its average annual revenue reaches approximately AUD$1.5 million. Its headquarters is located in Adelaide, Australia. Adelaide Bank Ltd operates mainly in four business units: Business Lending, Wealth Management, Wholesale Mortgages and Retail Banking.
Study the historical dividends for BENDIGO AND ADELAIDE BANK LIMITED. Dividends are a portion of company profits paid out to shareholders. You are eligible to receive BEN dividends if you own the company's stock on the ex-dividend date. Investor's must have purchased the stock before the ex dividend date to be entitled to the dividend. The previous owner of the shares will receive the BEN dividend if you buy the stocks on or after the ex dividend date. The Pay Date or the Date Payable is the day when the dividend is paid to shareholders.
Here are the Macquarie Research Equities (MRE) highlights for some of the recent impacts experienced by the Australian Banking Sector.
Banking Sector – Westpac Banking (WBC) Looks to Slay the Dragon
SP Ausnet (SPN) was the overall worst performing stock taking in a 10.71 percent decrease. It was a mixture of financial services, healthcare, energy and forest products companies who were among the worst performing stocks for the week 38 of 2007 on the Australian sharemarket: Bendigo Bank (BEN), Ansell (ANN), Sigma Pharmaceutical (SIP), SP Ausnet (SPN), Adelaide Bank (ADB), Gunns (GNS). These worst performing stocks for the week 38 recorded losses above 6.08 percent by the end of the trading week.
Adelaide Bank (ADB) was the overall best performing stock taking in a 14.48 percent increase. Among the best performing stocks for the week 32 of 2007 on the Australian sharemarket were a mixture of support services, property development & investment, banking and mining: Brambles (BXB), Goodman Group (GMG), DB RREEF Trust (DRT), Adelaide Bank (ADB), Sino Gold (SGX). The best performing stocks for week 32 recorded gains above 5.78 percent by the end of the trading week.
Adelaide Bank (ADB) has seen their shares gain 8% over the past 24 hours, observed by analyst Macquarie Research Equities, following speculation that the Bank of Queensland (BOQ) bid for Bendigo Bank (BEN) could lead to further consolidation in the bank sector. With the renewed focus on the next round of consolidation activity in the banking sector, ADB's wholesale business model and currently un-stretched valuation (lack of any takeover premium being price in) make it stand out as a potential breakup target. Ultimately ADB as a whole is unlikely to be attractive to one single party given its range of businesses and wholesaling model, however it could lend itself to being broken up. Interested players could include MBL, GE, CGF, the major banks would be particularly interested in ADB's margin lending book.
The anlayst values Adelaide Bank (ADB) on a stand alone basis of about $13.50-14.00. Assuming 15% cost synergies, one could envisage a takeover valuation of up to $15.65. The 15% assumption is below typical bank merger cost synergy targets but reflects ADB diverse range of businesses and the fact the analyst expects any corporate activity may involve multiple players. Further, the analyst have not been aggressive on takeover synergies given it may be more difficult to extract full value for some of ADB's newer growth businesses (portfolio funding and Adelaide Managed Funds). The most attractive part of ADB's business is margin lending, where ADB is one of the larger players in the market and a significant premium can be justified. ADB's recent 1H07 result did increase confidence that ADB's earnings stumble may be confined to FY07 and the company could return to a 10% EPS growth profile in FY08. This supports a stand alone valuation of $13.50-$14.00 suggesting no premium for the possibility the stock is broken up is factored in at current levels. Given this and the market's focus on potential further consolidation in the sector following BOQ's bid for BEN, ADB could rally further in the short term.
Merrill Lynch has upgraded their recommendation rating for the Adelaide Bank (ADB) stock from Neutral, Medium risk to Buy. The broker has upgraded as a result of a general belief in system credit growth in the industry, and various other factors including Adelaide Bank's discount to valuation of 17% and upside risk to consensus earnings estimates.
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- National Australia Bank (NAB)
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- ANZ
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